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Deposit Interest Rates
Type of deposit

Existing Rate (%)

(w.e.f 15.05.2023)

 

Revised Rate (% pa)

(w.e.f 07.02.2024)

(i) a) Savings Deposit3.50%3.50%
b) Savings New Scheme (Rules as per order no.-24/2006-07 dated 26-09-2006)3.50%3.50%

(ii) Daily Deposit Scheme

(Commonly known as Daily

Savings Scheme)

2.00%2.00%
(iii) Current Deposit0.00%0.00%
(iv) Term DepositWith effect from    15.05.2023With effect from 07.02.2024
PeriodGeneral*

Senior

Citizen**

General*Senior Citizen**
ROIEff. Rate*** ROIEff. Rate***
15 days to 45 days3.75%3.75%3.50%–3.50%–
 46 days to 90 days4.50%4.50%4.60%–4.60%–
 91 days to 179 days5.10%5.10%5.50%–5.50%–
180 days to Less than 1Year5.40%5.40%6.10%–6.10%–
1 Year  7.15%7.34%7.65%7.87%
More than 1 Year to Less than 3 years6.80%7.50%7.15%7.41%-7.82%7.50%7.79%-8.24%
3 years6.90%7.60%7.25%8.02 %7.65%8.51%
Above 3 Years to 5 Years6.90%7.60%7.25%8.09%-8.65%7.65%8.59%-9.21%
Above 5 Years To10 Years.6.65%7.40%5.90%6.69%-7.74 %6.60 %7.81%-9.24%
(v) Special Deposit Scheme ****With effect from 15.05.2023With Effect from 07.02.2024
  GeneralSenior Citizen
Period  ROIEff. RateROIEff. Rate
MIS for 400 days   7.25%7.25%8.00%8.00%
MIS for 555 days  7.90%7.90%8.40%8.40%
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